That time of year again, where your insurance increases your renewal, even though you’ve earned another years no-claims bonus. However, by shopping around and negotiating I’ve managed to get a good renewal price with Adrian Flux.
I was previously with Elephant (part of Admiral), who shockingly reduced my renewal price £80, purely by ringing them up and asking “if that’s the best they could do!”.
Tip #1: Never accept the renewal price sent through post – negotiate.
Tip #2: Shop around. So next I did the rounds on the price comparison websites. Definitely worth doing.
Tip #3: Try different job descriptions. I got better quotes as a ‘Software Engineer’ than say ‘Computer programmer’. See here.
Tip #4: Try adding old family members as named drivers (but not as main driver).
Tip #5: See if any auto members clubs offer discounts.
In the end I settled with Adrian Flux, who offered a nice discount for being a member of the Astra Owners Club and were more than happy with the various modifications I had done to the car (mostly all cosmetic, rather than performance). A bit pushy, but I did manage to negotiate a higher mileage allowance, with a little persistence.